I think this is a pretty easy question ;D
There are alot of decent free programs, there are a lot of half-professional programs, but if you want it all then you can't get around photoshop. The only area that Adobe still does not control 100% is layout, where Quark is still a major player. But as more and more of us gets the CS-packages, I think inDesign will probably win too :P
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glunge
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