I had to make a similar descision a few years back and financially being a full time employee ended up being more lucrative. Even if it is not money in your pocket, having the benefits of health insurance, paid time off, you know the rest, is worth more than being a contract freelancer.
There is such a wonderful mental freedom that comes with being a FREElancer. You are free to look for work, free to worry about where the next check is coming from...you get it.
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